A personal injury is what happens when a person is injured because of the negligence of another party. That means there are a wide variety of scenarios that could be considered personal injuries. Since personal injuries are accidents rather than intentional acts, the victims are entitled to receive compensation from the insurance company of the party responsible for the injury. That compensation is used to cover any losses caused by the personal injury; those losses could include medical bills, repair or replacement costs for damaged property, lost wages, and more.
If the victim of the personal injury wants the best chance of being compensated for their losses, then they should get a personal injury attorney to help them. That is why anyone in Laguna Beach who has suffered a personal injury should contact us at Timothy J. Ryan & Associates to get the help that they need. We can help personal injury victims in a variety of ways, from calculating their expenses to helping them file their injury claims, to negotiating with the insurance company of the at fault party, and more.
So if you need a dedicated, knowledgeable, and highly experienced attorney after suffering a personal injury in Laguna Beach, then contact Timothy J. Ryan & Associates as soon as possible.
The Elements of a Personal Injury Case
A personal injury case needs to have the following elements in order to be considered valid:
- The party that caused the accident owed the victim a duty of care. A duty of care means that a person should act in the way that a reasonable person would under similar circumstances. In general, it means that a person should display care and consideration for the safety of others.
- The duty of care was breached because of negligent behavior. This means that a person or party was behaving in a careless or irresponsible manner that could cause harm to others.
- The negligent behavior caused an accident. That means the breach of duty was the direct cause of the accident; an example would be if someone who was texting while driving crashed into the car ahead of them.
- The accident caused losses for the victim. Those losses could be medical bills, damaged property, pain and suffering, and more.
Types of Personal Injury Cases
There are many different types of personal injury cases that we cover at Timothy J. Ryan & Associates, including the following:
Car Accidents – These are unfortunately common across the streets of California and the rest of America. Some car accidents are relatively harmless, but others can be extremely dangerous and can cause serious damage to the involved vehicles and their occupants.
Motorcycle Accidents – A motorcycle accident can be very dangerous for the rider because they do not have any protection besides a helmet and the clothes they are wearing. That means they could end up with serious, life-threatening injuries in the event of a motorcycle accident.
Truck Accidents – Trucks are bigger and heavier than most other vehicles on the road. So if a smaller vehicle gets into an accident with a truck, the vehicle and its occupants could be heavily damaged.
Medical Malpractice – There are cases where doctors, nurses, and other healthcare providers accidentally injure their patients. Some reasons why this might happen are misdiagnosis, a surgical error, prescribing the wrong medication, or poor aftercare.
Premises Liability – This is when someone gets injured on another person’s property because of a dangerous condition on that property. A common example is when a customer slips and falls in a grocery store because the person in charge failed to clean up a spill in time. However, a premises liability case can happen on a commercial or residential property. In premises liability cases, the property owner is the one who is liable for the accident.
Dog Bites – If a dog bites someone without being provoked, then that is considered a personal injury and the dog’s owner can be held liable for the attack. The dog bite can happen on public or private property, but if it happens on private property, then it can also be considered to be a premises liability case as long as the victim was on the property legally.
Wrongful Death – A wrongful death is when a person dies from the injuries they sustained in a personal injury. When that happens, the surviving family members are entitled to compensation, which is meant to cover the losses caused by the passing of a loved one. Those losses can be tangible, such as the earnings the deceased would have provided had they lived; there are intangible losses as well, such as the loss of companionship and guidance.
Compensation in Personal Injury Cases
In personal injury cases, the compensation awarded to the victims is called damages. These damages come in the following categories.
Special Compensatory Damages
These kinds of damages are meant to compensate the victim for any measurable economic losses they suffered as a result of the accident. These can include the following:
- Medical expenses
- Repair or replacement costs for property damaged in the accident
- Lost wages for the period of time the victim is unable to work
- Various out of pocket expenses like rideshare or taxi services if the victim is unable to drive because of the accident
Special damages have a tangible dollar value, so they are fairly easy to calculate.
General Compensatory Damages
These are the kinds of damages that do not have a measurable monetary value. They include things like pain and suffering, mental anguish, scarring or disfigurement caused by the accident, and psychological trauma like PTSD. The attorneys, insurance companies, and jury are usually the ones who determine how much the general damages are worth. The amount typically depends on the value of the special damages, but they are generally worth more than those damages.
Contact Timothy J. Ryan & Associates if You Need a Laguna Beach Personal Injury Lawyer
A personal injury can have a devastating impact on your life, which is why you deserve to be compensated for any of the losses that you suffer as a result of that injury. That is why we at Timothy J. Ryan & Associates will always endeavor to help our clients with their personal injury cases. Our experienced attorneys will do all that they can to help their clients get the compensation that they need.
That means we will do everything from helping our clients gather the evidence that they need to prove the liability of the at-fault party, calculate all of their damages, negotiate with the insurance company, and make sure that they offer a reasonable settlement amount. So if you were the victim of a personal injury in Laguna Beach, contact us at Timothy J. Ryan & Associates to get the help you need.