All it takes is one accident for your life to change. No matter how cautious you may be, a collision can leave your life in shambles. And while all accidents can be devastating, head-on collisions can be especially tragic. They can cause death or permanent injuries.
If you are a victim of a head-on collision, you may need some guidance. An attorney can help you understand your options for compensation and take you through the process. Timothy J. Ryan & Associates can guide you.
What Causes Head-on Collisions?
A head-on collision is an accident in which the front of one vehicle hits the front of another. Although it might not be the most common type of accident, it still happens. All of the following actions can cause the accident:
A drunk driver doesn't have good judgment. As a result, they could drive the wrong way down a one-way street. They also might veer into a lane of oncoming traffic.
In Orange County, about 13,000 people are convicted of drunk driving offenses every year. Their negligence puts you at risk of a serious accident.
Another potential cause of a head-on collision is distracted driving. If distracted, a driver isn't looking at the road or other cars. While sending a text, a driver can lose control and hit an oncoming vehicle.
A speeding driver has limited control over their vehicle. With only a small movement of the wheel, a driver could lose control and crash into an oncoming car. Or, they may be driving to quickly to notice a street becomes a one-way road.
In some cases, inclement weather can make a driver lose control of their car. However, the driver could still be to blame. If they were driving too quickly for the conditions, they could be liable for the accident.
Another driver might not be to blame for your accident. In some cases, a government entity or construction crew fails to have proper signage. This could send an unaware driver going the wrong way down a one-way street.
If you want compensation for your accident, you need to prove negligence. This could be on the part of another driver or of a third-party.
To prove negligence, you need some evidence. For instance, a witness could testify that they saw another driver was looking at their phone at the time of the accident. A trucking company's logs could show that a driver did not take the legally mandated rest period.
Every driver has the responsibility to drive in a safe manner. In other words, they need to exercise reasonable care. If they breach that duty and cause an injury, they are liable for the accident.
Why It Matters
Proving negligence matters for two main reasons. First, there's the matter of your insurance claim. If you're at fault for an accident, you need to go through your own insurance for compensation. But this has an impact on you. It often comes with a high deductible and can raise your insurance rates. In fact, it could take years for your insurance to drop in price.
If you can prove the other party was liable, you may be able to go through the other party's insurance. Your rates won't be affected and you won't need to pay a deductible.
Liability is also important because you may need to file a personal injury claim. At times, insurance companies can be uncooperative. If they are unwilling to give you a fair settlement, you may be able to file a personal injury claim. This can get you compensation for your accident.
Why Do You Deserve Compensation?
Life after a head-on collision can be expensive and challenging. Often, this type of accident is associated with serious injuries. As a result, the victims often have high medical bills. They also may require rehabilitative therapy and other forms of therapy.
Your injury could also keep you away from work. If you can't work, you and your family can suffer. When a primary household earner loses their income, someone else can struggle to pick up the slack. Whether your inability to work is short-term or long-term, you may need financial assistance.
That assistance can come in the form of an insurance or personal injury claim. If you're ready to get started, contact us head-on collision attorneys in Orange County today.